hOME bUYER sERVICES

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 My role as your BROKER is to not just show you homes.  My role is to educate, assist, protect, and work for you to insure the best possible home buying experience.  I will work for you to: 

• Educate you on the current market conditions, lending process, and        current purchase process and laws. 
•  Help with your loan process - the first and most important step in buying a home.  This is key to insure you do not LOSE YOUR MONEY. 
•  Help with determining your wants and needs:  Location, Max purchase price & monthly payments, Minimum bed/bath/size/year built, other criteria (garage size, pool, mello-roos, tax rate).
•  Preview properties that meet your criteria: discuss the effect of solar power, mello-roos, special tax assessments, HOA.
•  Work with your lender to verify "CASH TO CLOSE", monthly payments, and any HOA / Mello-Roos / solar special items.   Insuring minimal risk and closing date on time. 
•  Writing the offer strong but also positive format for the listing Agent and sellers.  It is also key that the offer is written to protect your interests. 
•  Presenting and negotiating the offer and  any counter offers. 
•  Work with Escrow to meet all document requirements 
•  Work with sellers agent to insure the proper seller disclosures  are provided on time. 
•  Insure that your lender, appraiser achieve all the contractual timelines. 
•  Physical inspections and investigations are done within timelines.
•  Negotiate Request For Repairs 
•   Home Warranties 
•  GET THE KEYS IN YOUR HAND!!!!